Call reports 2015
OAKWOOD BANK — 2015
What OAKWOOD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,685,000 | 6,384,000 | 6,516,000 | 6,217,000 |
| Total loans | 1,196,000 | 1,251,000 | 1,131,000 | 1,119,000 |
| Allowance for loan losses | 43,000 | 46,000 | 49,000 | 51,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,245,000 | 2,132,000 | 2,022,000 | 1,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,432,000 | 5,100,000 | 5,213,000 | 4,906,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 5,432,000 | 5,100,000 | 5,213,000 | 4,906,000 |
| Equity capital | 1,250,000 | 1,281,000 | 1,301,000 | 1,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 44,000 | 85,000 | 126,000 | 163,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 44,000 | 85,000 | 126,000 | 163,000 |
| Noninterest income | 37,000 | 75,000 | 109,000 | 143,000 |
| Noninterest expense | 49,000 | 93,000 | 138,000 | 189,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 29,000 | 61,000 | 88,000 | 105,000 |
| Income tax | 4,000 | 5,000 | 12,000 | 19,000 |
| Net income | 25,000 | 56,000 | 76,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,250,000 | 1,281,000 | 1,301,000 | 1,311,000 |
| Total capital | 1,272,000 | 1,303,000 | 1,321,000 | 1,331,000 |
| Risk-weighted assets | 1,750,000 | 1,791,000 | 1,650,000 | 1,623,000 |