Call reports 2014
OAKWOOD BANK — 2014
What OAKWOOD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 5,451,000 | 5,205,000 | 5,726,000 | 6,039,000 |
| Total loans | 1,114,000 | 1,294,000 | 1,246,000 | 1,218,000 |
| Allowance for loan losses | 32,000 | 33,000 | 37,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,168,000 | 1,999,000 | 1,823,000 | 2,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,298,000 | 4,008,000 | 4,466,000 | 4,826,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 4,298,000 | 4,008,000 | 4,466,000 | 4,826,000 |
| Equity capital | 1,151,000 | 1,181,000 | 1,228,000 | 1,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 38,000 | 80,000 | 125,000 | 169,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 38,000 | 80,000 | 125,000 | 169,000 |
| Noninterest income | 39,000 | 74,000 | 121,000 | 162,000 |
| Noninterest expense | 37,000 | 81,000 | 122,000 | 182,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 38,000 | 68,000 | 116,000 | 138,000 |
| Income tax | 0 | 0 | 0 | 37,000 |
| Net income | 38,000 | 68,000 | 116,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,151,000 | 1,181,000 | 1,228,000 | 1,213,000 |
| Total capital | 1,170,000 | 1,202,000 | 1,249,000 | 1,236,000 |
| Risk-weighted assets | 1,528,000 | 1,701,000 | 1,657,000 | 1,798,000 |