Call reports 2013
OAKWOOD BANK — 2013
What OAKWOOD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,247,000 | 4,600,000 | 5,062,000 | 5,425,000 |
| Total loans | 1,096,000 | 1,130,000 | 1,277,000 | 1,135,000 |
| Allowance for loan losses | 21,000 | 24,000 | 28,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,503,000 | 1,002,000 | 801,000 | 1,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,180,000 | 3,496,000 | 3,848,000 | 4,272,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 3,180,000 | 3,496,000 | 3,848,000 | 4,272,000 |
| Equity capital | 1,061,000 | 1,098,000 | 1,146,000 | 1,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 39,000 | 77,000 | 117,000 | 154,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 39,000 | 77,000 | 117,000 | 154,000 |
| Noninterest income | 36,000 | 71,000 | 116,000 | 152,000 |
| Noninterest expense | 39,000 | 72,000 | 106,000 | 182,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 33,000 | 70,000 | 118,000 | 112,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 33,000 | 70,000 | 118,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,061,000 | 1,098,000 | 1,146,000 | 1,122,000 |
| Total capital | 1,082,000 | 1,118,000 | 1,169,000 | 1,139,000 |
| Risk-weighted assets | 1,431,000 | 1,584,000 | 1,816,000 | 1,384,000 |