Call reports 2012
OAKWOOD BANK — 2012
What OAKWOOD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,957,000 | 4,118,000 | 4,433,000 | 4,587,000 |
| Total loans | 645,000 | 812,000 | 940,000 | 1,047,000 |
| Allowance for loan losses | 13,000 | 16,000 | 17,000 | 17,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,909,000 | 1,907,000 | 1,805,000 | 1,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,930,000 | 3,112,000 | 3,394,000 | 3,547,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 3,930,000 | 3,112,000 | 3,394,000 | 3,547,000 |
| Equity capital | 978,000 | 996,000 | 1,023,000 | 1,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 27,000 | 60,000 | 96,000 | 133,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 27,000 | 60,000 | 96,000 | 133,000 |
| Noninterest income | 34,000 | 61,000 | 91,000 | 124,000 |
| Noninterest expense | 32,000 | 71,000 | 108,000 | 150,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 26,000 | 44,000 | 70,000 | 95,000 |
| Income tax | 0 | 0 | 0 | 28,000 |
| Net income | 26,000 | 44,000 | 70,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 978,000 | 996,000 | 1,023,000 | 1,018,000 |
| Total capital | 991,000 | 1,012,000 | 1,040,000 | 1,035,000 |
| Risk-weighted assets | 1,199,000 | 1,142,000 | 1,260,000 | 1,437,000 |