Call reports 2010
OAKWOOD BANK — 2010
What OAKWOOD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,533,000 | 2,958,000 | 3,320,000 | 3,322,000 |
| Total loans | 123,000 | 126,000 | 126,000 | 208,000 |
| Allowance for loan losses | 3,000 | 3,000 | 3,000 | 4,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,235,000 | 2,235,000 | 2,018,000 | 2,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,665,000 | 2,084,000 | 2,239,000 | 2,441,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,665,000 | 2,084,000 | 2,239,000 | 2,441,000 |
| Equity capital | 868,000 | 874,000 | 1,077,000 | 863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,000 | 33,000 | 60,000 | 81,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 12,000 | 33,000 | 60,000 | 81,000 |
| Noninterest income | 47,000 | 84,000 | 117,000 | 146,000 |
| Noninterest expense | 53,000 | 108,000 | 163,000 | 208,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 6,000 | 9,000 | 14,000 | 16,000 |
| Income tax | -41,000 | 0 | 0 | 0 |
| Net income | 47,000 | 9,000 | 14,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 868,000 | 874,000 | 1,077,000 | 863,000 |
| Total capital | 871,000 | 877,000 | 1,080,000 | 867,000 |
| Risk-weighted assets | 373,000 | 252,000 | 376,000 | 421,000 |