Call reports 2009
OAKWOOD BANK — 2009
What OAKWOOD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,437,000 | 3,040,000 | 3,197,000 | 3,237,000 |
| Total loans | 111,000 | 94,000 | 102,000 | 128,000 |
| Allowance for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,436,000 | 2,035,000 | 2,235,000 | 2,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,536,000 | 2,131,000 | 2,302,000 | 2,374,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,536,000 | 2,131,000 | 2,302,000 | 2,374,000 |
| Equity capital | 849,000 | 874,000 | 876,000 | 821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,000 | 38,000 | 39,000 | 44,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 18,000 | 38,000 | 39,000 | 44,000 |
| Noninterest income | 69,000 | 133,000 | 167,000 | 204,000 |
| Noninterest expense | 48,000 | 117,000 | 144,000 | 215,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 39,000 | 54,000 | 60,000 | 31,000 |
| Income tax | 11,000 | 2,000 | 5,000 | 6,000 |
| Net income | 28,000 | 52,000 | 55,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 849,000 | 874,000 | 876,000 | 821,000 |
| Total capital | 852,000 | 877,000 | 879,000 | 827,000 |
| Risk-weighted assets | 282,000 | 269,000 | 183,000 | 295,000 |