Call reports 2008
OAKWOOD BANK — 2008
What OAKWOOD BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,882,000 | 2,941,000 | 3,412,000 | 3,407,000 |
| Total loans | 86,000 | 96,000 | 88,000 | 87,000 |
| Allowance for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,315,000 | 1,314,000 | 1,835,000 | 2,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,208,000 | 2,116,000 | 2,355,000 | 2,329,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,208,000 | 2,116,000 | 2,355,000 | 2,329,000 |
| Equity capital | 628,000 | 759,000 | 958,000 | 821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 25,000 | 42,000 | 67,000 | 89,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 25,000 | 42,000 | 67,000 | 89,000 |
| Noninterest income | 313,000 | 491,000 | 757,000 | 847,000 |
| Noninterest expense | 33,000 | 67,000 | 124,000 | 213,000 |
| Provision for loan losses | -1,000 | 6,000 | 6,000 | 8,000 |
| Pretax income | 306,000 | 460,000 | 694,000 | 715,000 |
| Income tax | 46,000 | 69,000 | 104,000 | 237,000 |
| Net income | 260,000 | 391,000 | 590,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 628,000 | 759,000 | 958,000 | 821,000 |
| Total capital | 631,000 | 762,000 | 961,000 | 824,000 |
| Risk-weighted assets | 426,000 | 393,000 | 373,000 | 335,000 |