Call reports 2007
OAKWOOD BANK — 2007
What OAKWOOD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,442,000 | 2,239,000 | 2,973,000 | 2,728,000 |
| Total loans | 98,000 | 115,000 | 104,000 | 101,000 |
| Allowance for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,300,000 | 1,300,000 | 1,300,000 | 1,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,080,000 | 1,861,000 | 2,592,000 | 2,345,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,080,000 | 1,861,000 | 2,592,000 | 2,345,000 |
| Equity capital | 362,000 | 378,000 | 381,000 | 368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,000 | 46,000 | 67,000 | 95,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 24,000 | 46,000 | 67,000 | 95,000 |
| Noninterest income | 13,000 | 49,000 | 70,000 | 119,000 |
| Noninterest expense | 31,000 | 72,000 | 109,000 | 179,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 6,000 | 23,000 | 28,000 | 33,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 7,000 |
| Net income | 5,000 | 21,000 | 24,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 362,000 | 378,000 | 381,000 | 368,000 |
| Total capital | 365,000 | 381,000 | 384,000 | 371,000 |
| Risk-weighted assets | 378,000 | 352,000 | 488,000 | 434,000 |