Call reports 2006
OAKWOOD BANK — 2006
What OAKWOOD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,004,000 | 2,307,000 | 2,286,000 | 2,427,000 |
| Total loans | 101,000 | 91,000 | 92,000 | 83,000 |
| Allowance for loan losses | 1,000 | 3,000 | 3,000 | 3,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,303,000 | 1,303,000 | 1,303,000 | 1,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,669,000 | 1,938,000 | 1,904,000 | 2,050,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,669,000 | 1,938,000 | 1,904,000 | 2,050,000 |
| Equity capital | 335,000 | 369,000 | 375,000 | 357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,000 | 48,000 | 77,000 | 98,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 27,000 | 48,000 | 77,000 | 98,000 |
| Noninterest income | 14,000 | 77,000 | 95,000 | 129,000 |
| Noninterest expense | 34,000 | 76,000 | 111,000 | 173,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 4,000 |
| Pretax income | 7,000 | 42,000 | 54,000 | 50,000 |
| Income tax | 1,000 | 2,000 | 8,000 | 7,000 |
| Net income | 6,000 | 40,000 | 46,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 335,000 | 369,000 | 375,000 | 357,000 |
| Total capital | 336,000 | 372,000 | 378,000 | 360,000 |
| Risk-weighted assets | 496,000 | 346,000 | 340,000 | 368,000 |