Call reports 2004
OAKWOOD BANK — 2004
What OAKWOOD BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,368,000 | 2,254,000 | 2,428,000 | 2,289,000 |
| Total loans | 85,000 | 86,000 | 94,000 | 90,000 |
| Allowance for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,099,000 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,045,000 | 1,937,000 | 2,087,000 | 1,952,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,045,000 | 1,937,000 | 2,087,000 | 1,952,000 |
| Equity capital | 323,000 | 317,000 | 341,000 | 327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,000 | 29,000 | 46,000 | 63,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 12,000 | 29,000 | 46,000 | 63,000 |
| Noninterest income | 11,000 | 22,000 | 66,000 | 88,000 |
| Noninterest expense | 33,000 | 67,000 | 102,000 | 145,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | -10,000 | -16,000 | 10,000 | 5,000 |
| Income tax | 0 | 0 | 2,000 | 1,000 |
| Net income | -10,000 | -16,000 | 8,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 323,000 | 317,000 | 341,000 | 327,000 |
| Total capital | 324,000 | 318,000 | 342,000 | 328,000 |
| Risk-weighted assets | 405,000 | 372,000 | 426,000 | 402,000 |