Call reports 2003
OAKWOOD BANK — 2003
What OAKWOOD BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,440,000 | 2,190,000 | 2,321,000 | 2,157,000 |
| Total loans | 111,000 | 122,000 | 109,000 | 88,000 |
| Allowance for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 899,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,092,000 | 1,847,000 | 1,982,000 | 1,814,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,092,000 | 1,847,000 | 1,982,000 | 1,814,000 |
| Equity capital | 348,000 | 343,000 | 339,000 | 333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 16,000 | 32,000 | 51,000 | 67,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 16,000 | 32,000 | 51,000 | 67,000 |
| Noninterest income | 11,000 | 21,000 | 34,000 | 72,000 |
| Noninterest expense | 30,000 | 61,000 | 97,000 | 136,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | -3,000 | -8,000 | -12,000 | -8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | -8,000 | -12,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 348,000 | 343,000 | 339,000 | 333,000 |
| Total capital | 349,000 | 344,000 | 340,000 | 334,000 |
| Risk-weighted assets | 429,000 | 412,000 | 421,000 | 377,000 |