Call reports 2002
OAKWOOD BANK — 2002
What OAKWOOD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,387,000 | 2,299,000 | 2,246,000 | 2,257,000 |
| Total loans | 108,000 | 107,000 | 101,000 | 107,000 |
| Allowance for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,248,000 | 1,248,000 | 1,148,000 | 848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,013,000 | 1,926,000 | 1,875,000 | 1,896,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 2,013,000 | 1,926,000 | 1,875,000 | 1,896,000 |
| Equity capital | 371,000 | 373,000 | 371,000 | 351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 21,000 | 44,000 | 65,000 | 83,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 21,000 | 44,000 | 65,000 | 83,000 |
| Noninterest income | 10,000 | 24,000 | 35,000 | 46,000 |
| Noninterest expense | 28,000 | 63,000 | 97,000 | 135,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 3,000 | 5,000 | 3,000 | -7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 5,000 | 3,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 371,000 | 373,000 | 371,000 | 351,000 |
| Total capital | 372,000 | 374,000 | 372,000 | 352,000 |
| Risk-weighted assets | 390,000 | 373,000 | 378,000 | 403,000 |