Call reports 2001
OAKWOOD BANK — 2001
What OAKWOOD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,305,000 | 2,165,000 | 2,396,000 | 2,253,000 |
| Total loans | 134,000 | 128,000 | 116,000 | 109,000 |
| Allowance for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 749,000 | 749,000 | 749,000 | 1,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,917,000 | 1,768,000 | 2,001,000 | 1,867,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 1,917,000 | 1,768,000 | 2,001,000 | 1,867,000 |
| Equity capital | 385,000 | 394,000 | 392,000 | 368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 29,000 | 56,000 | 78,000 | 101,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 29,000 | 56,000 | 78,000 | 101,000 |
| Noninterest income | 9,000 | 28,000 | 38,000 | 49,000 |
| Noninterest expense | 32,000 | 67,000 | 101,000 | 143,000 |
| Provision for loan losses | -1,000 | -1,000 | -1,000 | 1,000 |
| Pretax income | 7,000 | 18,000 | 16,000 | 6,000 |
| Income tax | 0 | 2,000 | 2,000 | 1,000 |
| Net income | 7,000 | 16,000 | 14,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 385,000 | 394,000 | 392,000 | 368,000 |
| Total capital | 386,000 | 395,000 | 393,000 | 369,000 |
| Risk-weighted assets | 415,000 | 378,000 | 417,000 | 385,000 |