Call reports 2016
MARINE BANK — 2016
What MARINE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 623,752,000 | 604,345,000 | 602,101,000 | 608,667,000 |
| Total loans | 451,090,000 | 449,920,000 | 445,301,000 | 450,545,000 |
| Allowance for loan losses | 4,591,000 | 4,775,000 | 4,690,000 | 4,670,000 |
| Securities available for sale | 81,505,000 | 88,202,000 | 90,988,000 | 95,809,000 |
| Securities held to maturity | 2,525,000 | 2,309,000 | 2,307,000 | 1,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,804,000 | 513,457,000 | 509,423,000 | 516,008,000 |
| Interest-bearing deposits | 431,833,000 | 424,517,000 | 414,408,000 | 416,857,000 |
| Noninterest-bearing deposits | 97,971,000 | 88,940,000 | 95,015,000 | 99,151,000 |
| Equity capital | 67,027,000 | 68,207,000 | 69,025,000 | 66,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,085,000 | 10,269,000 | 15,403,000 | 20,594,000 |
| Interest expense | 408,000 | 802,000 | 1,189,000 | 1,559,000 |
| Net interest income | 4,677,000 | 9,467,000 | 14,214,000 | 19,035,000 |
| Noninterest income | 1,788,000 | 5,858,000 | 8,408,000 | 10,994,000 |
| Noninterest expense | 5,144,000 | 10,340,000 | 15,610,000 | 20,792,000 |
| Provision for loan losses | 0 | 3,000 | 11,000 | 23,000 |
| Pretax income | 1,321,000 | 4,982,000 | 7,001,000 | 9,214,000 |
| Income tax | 17,000 | 42,000 | 71,000 | 115,000 |
| Net income | 1,304,000 | 4,940,000 | 6,930,000 | 9,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,204,000 | 66,146,000 | 67,016,000 | 65,190,000 |
| Total capital | 69,795,000 | 70,921,000 | 71,706,000 | 69,860,000 |
| Risk-weighted assets | 516,014,000 | 507,107,000 | 516,352,000 | 532,155,000 |