Call reports 2003
MARINE BANK — 2003
What MARINE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 641,873,000 | 639,293,000 | 627,830,000 | 631,761,000 |
| Total loans | 504,458,000 | 492,722,000 | 492,457,000 | 481,922,000 |
| Allowance for loan losses | 6,325,000 | 6,227,000 | 6,188,000 | 6,088,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 97,232,000 | 88,795,000 | 93,150,000 | 89,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,196,000 | 534,471,000 | 523,066,000 | 528,904,000 |
| Interest-bearing deposits | 497,128,000 | 496,694,000 | 488,293,000 | 488,709,000 |
| Noninterest-bearing deposits | 36,068,000 | 37,777,000 | 34,773,000 | 40,194,000 |
| Equity capital | 50,068,000 | 51,482,000 | 51,821,000 | 50,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,859,000 | 19,488,000 | 28,649,000 | 37,488,000 |
| Interest expense | 4,183,000 | 7,925,000 | 11,234,000 | 14,431,000 |
| Net interest income | 5,676,000 | 11,563,000 | 17,415,000 | 23,057,000 |
| Noninterest income | 1,546,000 | 3,581,000 | 5,486,000 | 7,201,000 |
| Noninterest expense | 3,304,000 | 6,675,000 | 10,289,000 | 13,801,000 |
| Provision for loan losses | 263,000 | 760,000 | 1,254,000 | 1,419,000 |
| Pretax income | 3,655,000 | 7,709,000 | 11,358,000 | 15,038,000 |
| Income tax | 0 | 0 | 0 | 160,000 |
| Net income | 3,655,000 | 7,709,000 | 11,358,000 | 14,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,058,000 | 51,472,000 | 51,812,000 | 50,412,000 |
| Total capital | 56,383,000 | 57,699,000 | 58,000,000 | 56,500,000 |
| Risk-weighted assets | 509,974,000 | 501,206,000 | 499,980,000 | 498,295,000 |