Call reports 2014
NEIGHBORHOOD NATIONAL BANK — 2014
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 48,721,000 | 50,380,000 | 51,192,000 | 51,104,000 |
| Total loans | 31,480,000 | 32,166,000 | 33,327,000 | 34,091,000 |
| Allowance for loan losses | 440,000 | 0 | 0 | 0 |
| Securities available for sale | 11,018,000 | 12,475,000 | 12,446,000 | 12,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,880,000 | 44,166,000 | 45,612,000 | 45,341,000 |
| Interest-bearing deposits | 35,853,000 | 35,636,000 | 36,355,000 | 35,961,000 |
| Noninterest-bearing deposits | 8,027,000 | 8,530,000 | 9,257,000 | 9,380,000 |
| Equity capital | 4,739,000 | 5,353,000 | 5,486,000 | 5,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 0 | 524,000 | 1,075,000 |
| Interest expense | 65,000 | 0 | 56,000 | 107,000 |
| Net interest income | 395,000 | 0 | 468,000 | 968,000 |
| Noninterest income | 40,000 | 0 | 473,000 | 499,000 |
| Noninterest expense | 385,000 | 0 | 426,000 | 852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 0 | 515,000 | 615,000 |
| Income tax | 0 | 0 | -14,000 | -14,000 |
| Net income | 50,000 | 0 | 529,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,054,000 | 4,939,000 | 5,159,000 | 5,223,000 |
| Total capital | 5,493,000 | 4,939,000 | 5,159,000 | 5,223,000 |
| Risk-weighted assets | 35,124,000 | 33,620,000 | 37,150,000 | 37,449,000 |