Call reports 2013
NEIGHBORHOOD NATIONAL BANK — 2013
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,505,000 | 46,954,000 | 48,144,000 | 47,101,000 |
| Total loans | 26,139,000 | 27,334,000 | 29,731,000 | 29,991,000 |
| Allowance for loan losses | 500,000 | 505,000 | 526,000 | 448,000 |
| Securities available for sale | 12,958,000 | 12,895,000 | 11,976,000 | 10,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,366,000 | 41,288,000 | 42,500,000 | 42,443,000 |
| Interest-bearing deposits | 35,106,000 | 33,633,000 | 34,411,000 | 35,046,000 |
| Noninterest-bearing deposits | 7,260,000 | 7,655,000 | 8,089,000 | 7,397,000 |
| Equity capital | 5,021,000 | 4,539,000 | 4,538,000 | 4,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 872,000 | 1,328,000 | 1,775,000 |
| Interest expense | 75,000 | 148,000 | 221,000 | 291,000 |
| Net interest income | 360,000 | 724,000 | 1,107,000 | 1,484,000 |
| Noninterest income | 85,000 | 156,000 | 207,000 | 253,000 |
| Noninterest expense | 438,000 | 841,000 | 1,234,000 | 1,633,000 |
| Provision for loan losses | -82,000 | -82,000 | -82,000 | -177,000 |
| Pretax income | 89,000 | 124,000 | 165,000 | 310,000 |
| Income tax | 0 | 0 | 0 | -20,000 |
| Net income | 89,000 | 124,000 | 165,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,813,000 | 4,848,000 | 4,889,000 | 5,054,000 |
| Total capital | 5,185,000 | 5,247,000 | 5,306,000 | 5,476,000 |
| Risk-weighted assets | 29,597,000 | 31,841,000 | 33,243,000 | 33,715,000 |