Call reports 2012
NEIGHBORHOOD NATIONAL BANK — 2012
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,227,000 | 46,554,000 | 47,731,000 | 46,611,000 |
| Total loans | 27,402,000 | 27,688,000 | 27,284,000 | 26,485,000 |
| Allowance for loan losses | 823,000 | 775,000 | 685,000 | 475,000 |
| Securities available for sale | 11,698,000 | 11,892,000 | 11,750,000 | 11,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,220,000 | 40,229,000 | 42,676,000 | 41,553,000 |
| Interest-bearing deposits | 35,669,000 | 29,310,000 | 35,464,000 | 33,969,000 |
| Noninterest-bearing deposits | 7,551,000 | 10,919,000 | 7,212,000 | 7,584,000 |
| Equity capital | 4,847,000 | 4,835,000 | 4,914,000 | 4,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 1,008,000 | 1,518,000 | 1,952,000 |
| Interest expense | 99,000 | 193,000 | 284,000 | 371,000 |
| Net interest income | 365,000 | 815,000 | 1,234,000 | 1,581,000 |
| Noninterest income | 80,000 | 141,000 | 97,000 | 205,000 |
| Noninterest expense | 416,000 | 971,000 | 1,332,000 | 1,755,000 |
| Provision for loan losses | -75,000 | -75,000 | -75,000 | -75,000 |
| Pretax income | 104,000 | 60,000 | 74,000 | 106,000 |
| Income tax | -25,000 | -24,000 | -24,000 | -30,000 |
| Net income | 129,000 | 84,000 | 98,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,717,000 | 4,671,000 | 4,685,000 | 4,724,000 |
| Total capital | 5,121,000 | 5,068,000 | 5,074,000 | 5,103,000 |
| Risk-weighted assets | 31,886,000 | 31,378,000 | 30,794,000 | 30,243,000 |