Call reports 2011
NEIGHBORHOOD NATIONAL BANK — 2011
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,953,000 | 47,137,000 | 45,533,000 | 45,780,000 |
| Total loans | 32,767,000 | 31,449,000 | 29,279,000 | 27,376,000 |
| Allowance for loan losses | 1,047,000 | 1,048,000 | 967,000 | 863,000 |
| Securities available for sale | 7,799,000 | 7,541,000 | 8,475,000 | 9,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,028,000 | 42,795,000 | 40,806,000 | 40,971,000 |
| Interest-bearing deposits | 38,082,000 | 36,367,000 | 34,892,000 | 34,866,000 |
| Noninterest-bearing deposits | 6,946,000 | 6,428,000 | 5,914,000 | 6,105,000 |
| Equity capital | 3,612,000 | 4,018,000 | 4,589,000 | 4,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,061,000 | 1,588,000 | 2,073,000 |
| Interest expense | 152,000 | 294,000 | 422,000 | 528,000 |
| Net interest income | 364,000 | 767,000 | 1,166,000 | 1,545,000 |
| Noninterest income | 61,000 | 96,000 | 154,000 | 224,000 |
| Noninterest expense | 421,000 | 874,000 | 1,315,000 | 1,778,000 |
| Provision for loan losses | 10,000 | 32,000 | 193,000 | 81,000 |
| Pretax income | -6,000 | -43,000 | -188,000 | -90,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -43,000 | -188,000 | -90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,672,000 | 3,935,000 | 4,490,000 | 4,587,000 |
| Total capital | 4,128,000 | 4,374,000 | 4,909,000 | 4,987,000 |
| Risk-weighted assets | 35,925,000 | 34,516,000 | 32,940,000 | 31,557,000 |