Call reports 2010
NEIGHBORHOOD NATIONAL BANK — 2010
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 51,610,000 | 51,402,000 | 49,978,000 | 48,681,000 |
| Total loans | 40,417,000 | 39,450,000 | 37,863,000 | 35,014,000 |
| Allowance for loan losses | 788,000 | 904,000 | 990,000 | 1,042,000 |
| Securities available for sale | 6,640,000 | 5,316,000 | 5,518,000 | 6,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,945,000 | 44,892,000 | 45,527,000 | 44,762,000 |
| Interest-bearing deposits | 38,614,000 | 39,024,000 | 38,807,000 | 38,513,000 |
| Noninterest-bearing deposits | 6,331,000 | 5,868,000 | 6,720,000 | 6,249,000 |
| Equity capital | 4,847,000 | 4,680,000 | 4,145,000 | 3,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,295,000 | 1,897,000 | 2,471,000 |
| Interest expense | 212,000 | 414,000 | 610,000 | 785,000 |
| Net interest income | 415,000 | 881,000 | 1,287,000 | 1,686,000 |
| Noninterest income | 44,000 | 111,000 | 75,000 | 119,000 |
| Noninterest expense | 448,000 | 1,006,000 | 1,465,000 | 1,913,000 |
| Provision for loan losses | 17,000 | 272,000 | 823,000 | 862,000 |
| Pretax income | -6,000 | -286,000 | -926,000 | -970,000 |
| Income tax | -35,000 | -115,000 | -217,000 | 314,000 |
| Net income | 29,000 | -171,000 | -709,000 | -1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,815,000 | 4,616,000 | 3,649,000 | 3,678,000 |
| Total capital | 5,371,000 | 5,160,000 | 4,172,000 | 4,156,000 |
| Risk-weighted assets | 44,262,000 | 43,146,000 | 41,350,000 | 37,650,000 |