Call reports 2009
NEIGHBORHOOD NATIONAL BANK — 2009
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,831,000 | 50,955,000 | 52,443,000 | 54,311,000 |
| Total loans | 45,912,000 | 44,514,000 | 44,404,000 | 41,568,000 |
| Allowance for loan losses | 564,000 | 499,000 | 803,000 | 781,000 |
| Securities available for sale | 4,405,000 | 3,111,000 | 5,641,000 | 6,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,936,000 | 42,016,000 | 42,767,000 | 46,187,000 |
| Interest-bearing deposits | 38,523,000 | 36,839,000 | 37,798,000 | 39,627,000 |
| Noninterest-bearing deposits | 4,413,000 | 5,177,000 | 4,969,000 | 6,560,000 |
| Equity capital | 4,975,000 | 5,021,000 | 4,747,000 | 4,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,554,000 | 2,295,000 | 2,987,000 |
| Interest expense | 303,000 | 573,000 | 822,000 | 1,059,000 |
| Net interest income | 478,000 | 981,000 | 1,473,000 | 1,928,000 |
| Noninterest income | 161,000 | 263,000 | 297,000 | 363,000 |
| Noninterest expense | 461,000 | 968,000 | 1,442,000 | 1,899,000 |
| Provision for loan losses | 0 | 43,000 | 478,000 | 478,000 |
| Pretax income | 178,000 | 233,000 | -150,000 | -86,000 |
| Income tax | 89,000 | 95,000 | 10,000 | -32,000 |
| Net income | 89,000 | 138,000 | -160,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,930,000 | 4,978,000 | 4,680,000 | 4,787,000 |
| Total capital | 5,494,000 | 5,477,000 | 5,264,000 | 5,357,000 |
| Risk-weighted assets | 47,730,000 | 46,301,000 | 46,496,000 | 45,406,000 |