Call reports 2008
NEIGHBORHOOD NATIONAL BANK — 2008
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 52,354,000 | 54,332,000 | 56,190,000 | 54,478,000 |
| Total loans | 43,905,000 | 44,685,000 | 44,849,000 | 46,524,000 |
| Allowance for loan losses | 454,000 | 468,000 | 588,000 | 564,000 |
| Securities available for sale | 3,752,000 | 4,831,000 | 7,483,000 | 4,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,832,000 | 43,669,000 | 46,007,000 | 43,239,000 |
| Interest-bearing deposits | 35,764,000 | 36,213,000 | 39,342,000 | 36,313,000 |
| Noninterest-bearing deposits | 6,068,000 | 7,456,000 | 6,665,000 | 6,926,000 |
| Equity capital | 4,879,000 | 4,873,000 | 4,864,000 | 5,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,759,000 | 2,591,000 | 3,460,000 |
| Interest expense | 397,000 | 752,000 | 1,114,000 | 1,463,000 |
| Net interest income | 498,000 | 1,007,000 | 1,477,000 | 1,997,000 |
| Noninterest income | 46,000 | 101,000 | 144,000 | 188,000 |
| Noninterest expense | 419,000 | 879,000 | 1,320,000 | 1,727,000 |
| Provision for loan losses | 15,000 | 29,000 | 149,000 | 125,000 |
| Pretax income | 109,000 | 199,000 | 151,000 | 331,000 |
| Income tax | 45,000 | 86,000 | 75,000 | 136,000 |
| Net income | 64,000 | 113,000 | 76,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,762,000 | 4,811,000 | 4,859,000 | 4,978,000 |
| Total capital | 5,216,000 | 5,279,000 | 5,447,000 | 5,542,000 |
| Risk-weighted assets | 45,321,000 | 48,567,000 | 49,427,000 | 49,065,000 |