Call reports 2007
NEIGHBORHOOD NATIONAL BANK — 2007
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,489,000 | 50,847,000 | 52,190,000 | 51,018,000 |
| Total loans | 36,815,000 | 38,093,000 | 43,019,000 | 41,485,000 |
| Allowance for loan losses | 423,000 | 448,000 | 439,000 | 440,000 |
| Securities available for sale | 9,670,000 | 8,286,000 | 6,311,000 | 5,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,056,000 | 42,360,000 | 42,902,000 | 43,560,000 |
| Interest-bearing deposits | 35,010,000 | 37,119,000 | 37,624,000 | 36,690,000 |
| Noninterest-bearing deposits | 6,046,000 | 5,241,000 | 5,278,000 | 6,870,000 |
| Equity capital | 4,126,000 | 4,127,000 | 4,177,000 | 4,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,747,000 | 2,671,000 | 3,602,000 |
| Interest expense | 431,000 | 870,000 | 1,333,000 | 1,783,000 |
| Net interest income | 414,000 | 877,000 | 1,338,000 | 1,819,000 |
| Noninterest income | 32,000 | 63,000 | 91,000 | 135,000 |
| Noninterest expense | 411,000 | 818,000 | 1,243,000 | 1,663,000 |
| Provision for loan losses | 39,000 | 63,000 | 101,000 | 101,000 |
| Pretax income | -2,000 | 59,000 | 91,000 | 196,000 |
| Income tax | -350,000 | -327,000 | -309,000 | -269,000 |
| Net income | 348,000 | 386,000 | 400,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,191,000 | 4,038,000 | 4,052,000 | 4,117,000 |
| Total capital | 4,614,000 | 4,486,000 | 4,491,000 | 4,557,000 |
| Risk-weighted assets | 41,046,000 | 42,733,000 | 46,089,000 | 45,175,000 |