Call reports 2006
NEIGHBORHOOD NATIONAL BANK — 2006
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,879,000 | 45,312,000 | 48,502,000 | 48,888,000 |
| Total loans | 32,256,000 | 32,468,000 | 33,811,000 | 33,701,000 |
| Allowance for loan losses | 409,000 | 334,000 | 376,000 | 383,000 |
| Securities available for sale | 8,461,000 | 10,130,000 | 10,370,000 | 12,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,109,000 | 37,698,000 | 41,513,000 | 41,874,000 |
| Interest-bearing deposits | 30,890,000 | 32,623,000 | 35,722,000 | 35,965,000 |
| Noninterest-bearing deposits | 4,219,000 | 5,075,000 | 5,791,000 | 5,909,000 |
| Equity capital | 3,532,000 | 3,497,000 | 3,635,000 | 3,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,507,000 | 2,356,000 | 3,215,000 |
| Interest expense | 331,000 | 695,000 | 1,099,000 | 1,532,000 |
| Net interest income | 403,000 | 812,000 | 1,257,000 | 1,683,000 |
| Noninterest income | 29,000 | 66,000 | 100,000 | 139,000 |
| Noninterest expense | 391,000 | 783,000 | 1,177,000 | 1,530,000 |
| Provision for loan losses | 30,000 | 60,000 | 125,000 | 128,000 |
| Pretax income | 11,000 | 35,000 | 55,000 | 164,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 11,000 | 35,000 | 54,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,691,000 | 3,715,000 | 3,734,000 | 3,843,000 |
| Total capital | 4,100,000 | 4,049,000 | 4,110,000 | 4,226,000 |
| Risk-weighted assets | 34,242,000 | 35,001,000 | 37,246,000 | 37,895,000 |