Call reports 2003
NEIGHBORHOOD NATIONAL BANK — 2003
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,165,000 | 28,372,000 | 33,053,000 | 33,629,000 |
| Total loans | 19,901,000 | 20,876,000 | 25,078,000 | 27,597,000 |
| Allowance for loan losses | 247,000 | 241,000 | 276,000 | 290,000 |
| Securities available for sale | 4,070,000 | 4,885,000 | 4,932,000 | 4,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,755,000 | 21,849,000 | 24,389,000 | 24,951,000 |
| Interest-bearing deposits | 17,471,000 | 20,009,000 | 21,800,000 | 22,207,000 |
| Noninterest-bearing deposits | 1,284,000 | 1,840,000 | 2,589,000 | 2,744,000 |
| Equity capital | 3,340,000 | 3,353,000 | 3,301,000 | 3,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 929,000 | 1,449,000 | 1,970,000 |
| Interest expense | 159,000 | 320,000 | 485,000 | 665,000 |
| Net interest income | 287,000 | 609,000 | 964,000 | 1,305,000 |
| Noninterest income | 14,000 | 33,000 | 53,000 | 70,000 |
| Noninterest expense | 301,000 | 632,000 | 978,000 | 1,493,000 |
| Provision for loan losses | 5,000 | 5,000 | 40,000 | 55,000 |
| Pretax income | 20,000 | 30,000 | 24,000 | -139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 30,000 | 24,000 | -139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,312,000 | 3,323,000 | 3,316,000 | 3,153,000 |
| Total capital | 3,559,000 | 3,564,000 | 3,592,000 | 3,443,000 |
| Risk-weighted assets | 20,199,000 | 21,438,000 | 25,497,000 | 27,220,000 |