Call reports 2002
NEIGHBORHOOD NATIONAL BANK — 2002
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,945,000 | 17,242,000 | 24,173,000 | 26,052,000 |
| Total loans | 8,709,000 | 14,162,000 | 17,350,000 | 19,778,000 |
| Allowance for loan losses | 86,000 | 132,000 | 197,000 | 242,000 |
| Securities available for sale | 1,965,000 | 1,704,000 | 3,386,000 | 4,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,260,000 | 14,150,000 | 17,555,000 | 18,284,000 |
| Interest-bearing deposits | 8,424,000 | 12,810,000 | 16,072,000 | 16,885,000 |
| Noninterest-bearing deposits | 836,000 | 1,340,000 | 1,483,000 | 1,399,000 |
| Equity capital | 2,313,000 | 2,158,000 | 3,403,000 | 3,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 449,000 | 835,000 | 1,316,000 |
| Interest expense | 62,000 | 158,000 | 299,000 | 460,000 |
| Net interest income | 122,000 | 291,000 | 536,000 | 856,000 |
| Noninterest income | 4,000 | 12,000 | 24,000 | 42,000 |
| Noninterest expense | 284,000 | 604,000 | 889,000 | 1,243,000 |
| Provision for loan losses | 45,000 | 91,000 | 156,000 | 201,000 |
| Pretax income | -204,000 | -393,000 | -486,000 | -547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -204,000 | -393,000 | -486,000 | -547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,335,000 | 2,146,000 | 3,352,000 | 3,292,000 |
| Total capital | 2,421,000 | 2,278,000 | 3,550,000 | 3,534,000 |
| Risk-weighted assets | 9,149,000 | 13,985,000 | 18,099,000 | 20,138,000 |