Call reports 2025
MASON BANK — 2025
What MASON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 137,649,000 | 137,461,000 | 141,726,000 | 144,021,000 |
| Total loans | 66,424,000 | 66,074,000 | 66,021,000 | 68,415,000 |
| Allowance for loan losses | 1,034,000 | 940,000 | 1,005,000 | 978,000 |
| Securities available for sale | 58,581,000 | 60,689,000 | 62,381,000 | 61,352,000 |
| Securities held to maturity | 4,820,000 | 4,610,000 | 4,087,000 | 4,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,752,000 | 116,211,000 | 118,324,000 | 120,586,000 |
| Interest-bearing deposits | 77,718,000 | 78,693,000 | 80,025,000 | 79,790,000 |
| Noninterest-bearing deposits | 37,034,000 | 37,518,000 | 38,299,000 | 40,796,000 |
| Equity capital | 20,532,000 | 20,782,000 | 22,913,000 | 23,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,341,000 | 5,053,000 | 6,904,000 |
| Interest expense | 394,000 | 765,000 | 1,134,000 | 1,494,000 |
| Net interest income | 1,271,000 | 2,576,000 | 3,919,000 | 5,410,000 |
| Noninterest income | 104,000 | 194,000 | 280,000 | 367,000 |
| Noninterest expense | 789,000 | 1,626,000 | 2,422,000 | 3,404,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 511,000 | 994,000 | 1,552,000 | 2,073,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 994,000 | 1,552,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,897,000 | 28,126,000 | 28,518,000 | 28,463,000 |