Call reports 2022
MASON BANK — 2022
What MASON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 145,766,000 | 146,846,000 | 143,174,000 | 143,946,000 |
| Total loans | 50,275,000 | 59,630,000 | 60,516,000 | 63,669,000 |
| Allowance for loan losses | 813,000 | 803,000 | 804,000 | 1,004,000 |
| Securities available for sale | 85,434,000 | 76,358,000 | 71,275,000 | 69,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,610,000 | 121,884,000 | 123,773,000 | 120,207,000 |
| Interest-bearing deposits | 78,671,000 | 78,315,000 | 77,723,000 | 74,881,000 |
| Noninterest-bearing deposits | 41,938,000 | 43,569,000 | 46,050,000 | 45,326,000 |
| Equity capital | 18,984,000 | 14,489,000 | 13,827,000 | 14,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,289,000 | 3,666,000 | 5,085,000 |
| Interest expense | 50,000 | 106,000 | 199,000 | 328,000 |
| Net interest income | 1,034,000 | 2,183,000 | 3,467,000 | 4,757,000 |
| Noninterest income | 82,000 | 152,000 | 235,000 | 312,000 |
| Noninterest expense | 728,000 | 1,401,000 | 2,201,000 | 2,969,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 388,000 | 934,000 | 1,501,000 | 1,900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 934,000 | 1,501,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,078,000 | 23,626,000 | 24,193,000 | 24,592,000 |