Call reports 2021
MASON BANK — 2021
What MASON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 130,778,000 | 141,311,000 | 146,659,000 | 147,193,000 |
| Total loans | 42,898,000 | 45,873,000 | 46,955,000 | 46,390,000 |
| Allowance for loan losses | 905,000 | 905,000 | 900,000 | 898,000 |
| Securities available for sale | 78,885,000 | 85,865,000 | 91,254,000 | 87,976,000 |
| Securities held to maturity | 255,000 | 258,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,444,000 | 117,479,000 | 121,596,000 | 119,376,000 |
| Interest-bearing deposits | 69,745,000 | 73,887,000 | 78,204,000 | 76,781,000 |
| Noninterest-bearing deposits | 37,699,000 | 43,592,000 | 43,392,000 | 42,595,000 |
| Equity capital | 23,064,000 | 23,471,000 | 23,826,000 | 22,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 2,141,000 | 3,191,000 | 4,267,000 |
| Interest expense | 50,000 | 96,000 | 141,000 | 184,000 |
| Net interest income | 938,000 | 2,045,000 | 3,050,000 | 4,083,000 |
| Noninterest income | 87,000 | 184,000 | 260,000 | 337,000 |
| Noninterest expense | 639,000 | 1,394,000 | 2,066,000 | 2,818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 386,000 | 835,000 | 1,244,000 | 1,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 835,000 | 1,244,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,095,000 | 22,434,000 | 22,692,000 | 22,692,000 |