Call reports 2020
MASON BANK — 2020
What MASON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 117,026,000 | 122,023,000 | 128,213,000 | 130,218,000 |
| Total loans | 43,596,000 | 45,527,000 | 44,716,000 | 43,627,000 |
| Allowance for loan losses | 862,000 | 855,000 | 902,000 | 902,000 |
| Securities available for sale | 68,925,000 | 69,794,000 | 73,506,000 | 77,251,000 |
| Securities held to maturity | 499,000 | 505,000 | 249,000 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,518,000 | 96,860,000 | 104,031,000 | 106,391,000 |
| Interest-bearing deposits | 65,009,000 | 65,419,000 | 70,943,000 | 69,933,000 |
| Noninterest-bearing deposits | 24,509,000 | 31,442,000 | 33,088,000 | 36,458,000 |
| Equity capital | 21,225,000 | 23,543,000 | 23,474,000 | 23,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,346,000 | 3,372,000 | 4,398,000 |
| Interest expense | 132,000 | 228,000 | 309,000 | 370,000 |
| Net interest income | 981,000 | 2,118,000 | 3,063,000 | 4,028,000 |
| Noninterest income | 110,000 | 186,000 | 264,000 | 340,000 |
| Noninterest expense | 659,000 | 1,250,000 | 1,902,000 | 2,615,000 |
| Provision for loan losses | 0 | 0 | 46,000 | 46,000 |
| Pretax income | 432,000 | 1,054,000 | 1,379,000 | 1,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 432,000 | 1,054,000 | 1,379,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,366,000 | 21,737,000 | 21,619,000 | 21,697,000 |
| Total capital | 22,007,000 | 22,404,000 | 22,287,000 | — |
| Risk-weighted assets | 51,084,000 | 53,189,000 | 53,124,000 | — |