Call reports 2019
MASON BANK — 2019
What MASON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 115,763,000 | 119,467,000 | 119,394,000 | 120,650,000 |
| Total loans | 41,045,000 | 44,176,000 | 44,047,000 | 43,313,000 |
| Allowance for loan losses | 800,000 | 798,000 | 797,000 | 865,000 |
| Securities available for sale | 69,225,000 | 69,655,000 | 71,343,000 | 73,204,000 |
| Securities held to maturity | 732,000 | 740,000 | 487,000 | 493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,377,000 | 94,640,000 | 92,703,000 | 94,741,000 |
| Interest-bearing deposits | 63,465,000 | 63,577,000 | 64,979,000 | 66,855,000 |
| Noninterest-bearing deposits | 30,912,000 | 31,063,000 | 27,724,000 | 27,886,000 |
| Equity capital | 20,332,000 | 21,701,000 | 22,313,000 | 22,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,151,000 | 3,303,000 | 4,441,000 |
| Interest expense | 91,000 | 213,000 | 348,000 | 478,000 |
| Net interest income | 964,000 | 1,938,000 | 2,955,000 | 3,963,000 |
| Noninterest income | 92,000 | 180,000 | 270,000 | 354,000 |
| Noninterest expense | 626,000 | 1,224,000 | 1,822,000 | 2,470,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 430,000 | 894,000 | 1,403,000 | 1,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | 894,000 | 1,403,000 | 1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,771,000 | 21,235,000 | 21,744,000 | 21,727,000 |
| Total capital | 21,393,000 | 21,880,000 | 22,391,000 | 22,378,000 |
| Risk-weighted assets | 49,607,000 | 51,461,000 | 51,599,000 | 51,845,000 |