Call reports 2016
MASON BANK — 2016
What MASON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,645,000 | 110,781,000 | 110,961,000 | 109,043,000 |
| Total loans | 39,305,000 | 40,307,000 | 39,839,000 | 41,325,000 |
| Allowance for loan losses | 809,000 | 838,000 | 815,000 | 824,000 |
| Securities available for sale | 66,205,000 | 64,523,000 | 62,507,000 | 62,129,000 |
| Securities held to maturity | 1,113,000 | 1,126,000 | 1,139,000 | 1,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,730,000 | 81,461,000 | 89,307,000 | 89,023,000 |
| Interest-bearing deposits | 55,284,000 | 57,322,000 | 59,850,000 | 58,422,000 |
| Noninterest-bearing deposits | 29,446,000 | 24,139,000 | 29,457,000 | 30,601,000 |
| Equity capital | 18,481,000 | 18,848,000 | 19,138,000 | 17,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,947,000 | 2,901,000 | 3,860,000 |
| Interest expense | 64,000 | 129,000 | 194,000 | 248,000 |
| Net interest income | 923,000 | 1,818,000 | 2,707,000 | 3,612,000 |
| Noninterest income | 88,000 | 162,000 | 240,000 | 317,000 |
| Noninterest expense | 615,000 | 1,257,000 | 1,838,000 | 2,516,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 396,000 | 723,000 | 1,134,000 | 1,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 723,000 | 1,134,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,332,000 | 17,569,000 | 17,980,000 | 17,950,000 |
| Total capital | 18,438,000 | 18,749,000 | 19,104,000 | 18,504,000 |
| Risk-weighted assets | 46,874,000 | 48,114,000 | 48,024,000 | 49,161,000 |