Call reports 2015
MASON BANK — 2015
What MASON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,166,000 | 103,805,000 | 109,152,000 | 111,074,000 |
| Total loans | 34,725,000 | 36,358,000 | 37,448,000 | 39,283,000 |
| Allowance for loan losses | 810,000 | 820,000 | 823,000 | 825,000 |
| Securities available for sale | 59,681,000 | 61,588,000 | 66,448,000 | 66,628,000 |
| Securities held to maturity | 1,063,000 | 1,075,000 | 1,088,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,184,000 | 81,053,000 | 87,400,000 | 87,822,000 |
| Interest-bearing deposits | 54,478,000 | 52,822,000 | 56,682,000 | 57,273,000 |
| Noninterest-bearing deposits | 28,706,000 | 28,231,000 | 30,718,000 | 30,549,000 |
| Equity capital | 17,273,000 | 17,018,000 | 17,547,000 | 17,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,838,000 | 2,767,000 | 3,732,000 |
| Interest expense | 65,000 | 129,000 | 190,000 | 252,000 |
| Net interest income | 848,000 | 1,709,000 | 2,577,000 | 3,480,000 |
| Noninterest income | 89,000 | 167,000 | 256,000 | 341,000 |
| Noninterest expense | 561,000 | 1,238,000 | 1,829,000 | 2,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 376,000 | 638,000 | 1,004,000 | 1,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 638,000 | 1,004,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,029,000 | 16,185,000 | 16,551,000 | 16,936,000 |
| Total capital | 17,150,000 | 17,137,000 | 17,576,000 | 17,928,000 |
| Risk-weighted assets | 44,896,000 | 45,900,000 | 45,895,000 | 46,392,000 |