Call reports 2014
MASON BANK — 2014
What MASON BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,312,000 | 92,487,000 | 100,427,000 | 102,024,000 |
| Total loans | 36,418,000 | 36,735,000 | 34,442,000 | 35,454,000 |
| Allowance for loan losses | 807,000 | 807,000 | 807,000 | 805,000 |
| Securities available for sale | 49,517,000 | 50,851,000 | 58,866,000 | 62,510,000 |
| Securities held to maturity | 1,015,000 | 1,026,000 | 1,038,000 | 1,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,372,000 | 69,421,000 | 77,438,000 | 75,913,000 |
| Interest-bearing deposits | 48,554,000 | 48,796,000 | 52,422,000 | 53,211,000 |
| Noninterest-bearing deposits | 22,818,000 | 20,625,000 | 25,016,000 | 22,702,000 |
| Equity capital | 15,357,000 | 15,998,000 | 16,431,000 | 16,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,859,000 | 2,764,000 | 3,676,000 |
| Interest expense | 70,000 | 138,000 | 208,000 | 276,000 |
| Net interest income | 887,000 | 1,721,000 | 2,556,000 | 3,400,000 |
| Noninterest income | 97,000 | 178,000 | 251,000 | 330,000 |
| Noninterest expense | 558,000 | 1,122,000 | 1,629,000 | 2,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 426,000 | 777,000 | 1,178,000 | 1,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 777,000 | 1,178,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,565,000 | 14,916,000 | 15,317,000 | 15,653,000 |
| Total capital | 15,102,000 | 15,448,000 | 15,832,000 | 16,152,000 |
| Risk-weighted assets | 42,729,000 | 42,640,000 | 40,914,000 | 42,230,000 |