Call reports 2013
MASON BANK — 2013
What MASON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,356,000 | 87,312,000 | 89,610,000 | 87,728,000 |
| Total loans | 33,953,000 | 35,142,000 | 35,622,000 | 36,055,000 |
| Allowance for loan losses | 829,000 | 830,000 | 831,000 | 808,000 |
| Securities available for sale | 46,836,000 | 47,365,000 | 49,286,000 | 47,416,000 |
| Securities held to maturity | 1,224,000 | 980,000 | 991,000 | 1,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,980,000 | 67,189,000 | 70,260,000 | 67,861,000 |
| Interest-bearing deposits | 50,970,000 | 49,916,000 | 50,454,000 | 48,759,000 |
| Noninterest-bearing deposits | 18,010,000 | 17,273,000 | 19,806,000 | 19,102,000 |
| Equity capital | 14,902,000 | 14,218,000 | 14,362,000 | 14,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,723,000 | 2,574,000 | 3,456,000 |
| Interest expense | 97,000 | 191,000 | 286,000 | 360,000 |
| Net interest income | 773,000 | 1,532,000 | 2,288,000 | 3,096,000 |
| Noninterest income | 68,000 | 131,000 | 211,000 | 303,000 |
| Noninterest expense | 561,000 | 1,104,000 | 1,687,000 | 2,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 559,000 | 837,000 | 1,155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 559,000 | 837,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,263,000 | 13,543,000 | 13,820,000 | 14,139,000 |
| Total capital | 13,751,000 | 14,042,000 | 14,331,000 | 14,657,000 |
| Risk-weighted assets | 38,702,000 | 39,582,000 | 40,524,000 | 41,141,000 |