Call reports 2012
MASON BANK — 2012
What MASON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,541,000 | 89,965,000 | 92,963,000 | 90,730,000 |
| Total loans | 36,671,000 | 37,405,000 | 35,137,000 | 35,773,000 |
| Allowance for loan losses | 835,000 | 836,000 | 832,000 | 829,000 |
| Securities available for sale | 47,273,000 | 43,114,000 | 47,936,000 | 48,158,000 |
| Securities held to maturity | 1,421,000 | 1,190,000 | 1,201,000 | 1,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,147,000 | 70,283,000 | 72,993,000 | 68,360,000 |
| Interest-bearing deposits | 50,506,000 | 48,588,000 | 49,391,000 | 48,090,000 |
| Noninterest-bearing deposits | 16,641,000 | 21,695,000 | 23,602,000 | 20,270,000 |
| Equity capital | 14,403,000 | 14,658,000 | 14,989,000 | 14,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,002,000 | 2,912,000 | 3,826,000 |
| Interest expense | 126,000 | 242,000 | 348,000 | 452,000 |
| Net interest income | 878,000 | 1,760,000 | 2,564,000 | 3,374,000 |
| Noninterest income | 71,000 | 135,000 | 197,000 | 256,000 |
| Noninterest expense | 622,000 | 1,229,000 | 1,811,000 | 2,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 666,000 | 950,000 | 1,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 666,000 | 950,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,688,000 | 12,844,000 | 13,032,000 | 12,983,000 |
| Total capital | 13,198,000 | 13,338,000 | 13,535,000 | 13,489,000 |
| Risk-weighted assets | 40,439,000 | 40,658,000 | 39,882,000 | 40,068,000 |