Call reports 2010
MASON BANK — 2010
What MASON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,752,000 | 91,743,000 | 90,328,000 | 90,578,000 |
| Total loans | 46,572,000 | 45,756,000 | 41,509,000 | 40,210,000 |
| Allowance for loan losses | 1,022,000 | 1,017,000 | 848,000 | 850,000 |
| Securities available for sale | 35,935,000 | 39,323,000 | 43,599,000 | 43,050,000 |
| Securities held to maturity | 1,336,000 | 1,346,000 | 1,356,000 | 1,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,344,000 | 70,185,000 | 69,997,000 | 71,264,000 |
| Interest-bearing deposits | 57,910,000 | 55,043,000 | 54,020,000 | 53,315,000 |
| Noninterest-bearing deposits | 11,434,000 | 15,142,000 | 15,977,000 | 17,949,000 |
| Equity capital | 14,961,000 | 15,097,000 | 13,886,000 | 13,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,181,000 | 3,312,000 | 4,435,000 |
| Interest expense | 240,000 | 458,000 | 666,000 | 847,000 |
| Net interest income | 811,000 | 1,723,000 | 2,646,000 | 3,588,000 |
| Noninterest income | 62,000 | 114,000 | 168,000 | 238,000 |
| Noninterest expense | 481,000 | 1,027,000 | 1,486,000 | 2,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 392,000 | 810,000 | 1,328,000 | 1,799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 810,000 | 1,328,000 | 1,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,975,000 | 14,123,000 | 12,495,000 | 12,676,000 |
| Total capital | 14,605,000 | 14,748,000 | 13,082,000 | 13,246,000 |
| Risk-weighted assets | 50,585,000 | 49,642,000 | 46,710,000 | 45,320,000 |