Call reports 2009
MASON BANK — 2009
What MASON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 85,716,000 | 87,520,000 | 89,334,000 | 92,755,000 |
| Total loans | 46,318,000 | 47,802,000 | 47,115,000 | 47,606,000 |
| Allowance for loan losses | 800,000 | 806,000 | 805,000 | 1,002,000 |
| Securities available for sale | 30,394,000 | 29,352,000 | 28,237,000 | 35,134,000 |
| Securities held to maturity | 1,686,000 | 1,699,000 | 1,711,000 | 1,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,235,000 | 66,841,000 | 67,932,000 | 71,691,000 |
| Interest-bearing deposits | 54,007,000 | 54,554,000 | 57,081,000 | 58,268,000 |
| Noninterest-bearing deposits | 11,228,000 | 12,287,000 | 10,851,000 | 13,423,000 |
| Equity capital | 13,625,000 | 13,842,000 | 14,694,000 | 14,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,418,000 | 3,678,000 | 4,870,000 |
| Interest expense | 304,000 | 596,000 | 873,000 | 1,138,000 |
| Net interest income | 874,000 | 1,822,000 | 2,805,000 | 3,732,000 |
| Noninterest income | 63,000 | 131,000 | 194,000 | 259,000 |
| Noninterest expense | 435,000 | 920,000 | 1,386,000 | 1,989,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 502,000 | 1,033,000 | 1,613,000 | 1,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 502,000 | 1,033,000 | 1,613,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,073,000 | 13,313,000 | 13,808,000 | 13,629,000 |
| Total capital | 13,732,000 | 13,988,000 | 14,511,000 | 14,327,000 |
| Risk-weighted assets | 52,563,000 | 53,873,000 | 56,116,000 | 55,334,000 |