Call reports 2008
MASON BANK — 2008
What MASON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 73,939,000 | 73,461,000 | 79,653,000 | 91,345,000 |
| Total loans | 45,725,000 | 44,979,000 | 47,655,000 | 46,792,000 |
| Allowance for loan losses | 631,000 | 621,000 | 634,000 | 815,000 |
| Securities available for sale | 22,154,000 | 22,098,000 | 23,329,000 | 29,088,000 |
| Securities held to maturity | 2,162,000 | 2,174,000 | 2,186,000 | 1,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,180,000 | 51,737,000 | 59,685,000 | 71,600,000 |
| Interest-bearing deposits | 42,378,000 | 41,276,000 | 49,471,000 | 57,362,000 |
| Noninterest-bearing deposits | 11,802,000 | 10,461,000 | 10,214,000 | 14,238,000 |
| Equity capital | 12,354,000 | 12,258,000 | 12,725,000 | 12,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,420,000 | 3,706,000 | 4,971,000 |
| Interest expense | 355,000 | 689,000 | 1,008,000 | 1,344,000 |
| Net interest income | 853,000 | 1,731,000 | 2,698,000 | 3,627,000 |
| Noninterest income | 73,000 | 138,000 | 198,000 | 281,000 |
| Noninterest expense | 405,000 | 829,000 | 1,242,000 | 1,719,000 |
| Provision for loan losses | 0 | 0 | 0 | 175,000 |
| Pretax income | 521,000 | 1,040,000 | 1,654,000 | 2,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 1,040,000 | 1,654,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,968,000 | 12,242,000 | 12,735,000 | 12,621,000 |
| Total capital | 12,546,000 | 12,817,000 | 13,336,000 | 13,297,000 |
| Risk-weighted assets | 46,171,000 | 45,976,000 | 50,359,000 | 53,961,000 |