Call reports 2007
MASON BANK — 2007
What MASON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 68,695,000 | 68,812,000 | 73,293,000 | 73,297,000 |
| Total loans | 42,158,000 | 42,995,000 | 45,946,000 | 44,486,000 |
| Allowance for loan losses | 616,000 | 616,000 | 602,000 | 672,000 |
| Securities available for sale | 20,335,000 | 19,065,000 | 19,191,000 | 21,280,000 |
| Securities held to maturity | 2,115,000 | 2,127,000 | 2,139,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,746,000 | 48,888,000 | 53,930,000 | 53,879,000 |
| Interest-bearing deposits | 39,504,000 | 39,023,000 | 43,263,000 | 39,551,000 |
| Noninterest-bearing deposits | 10,242,000 | 9,865,000 | 10,667,000 | 14,328,000 |
| Equity capital | 11,185,000 | 10,941,000 | 11,629,000 | 11,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,343,000 | 3,579,000 | 4,872,000 |
| Interest expense | 355,000 | 712,000 | 1,092,000 | 1,502,000 |
| Net interest income | 851,000 | 1,631,000 | 2,487,000 | 3,370,000 |
| Noninterest income | 59,000 | 114,000 | 170,000 | 231,000 |
| Noninterest expense | 412,000 | 962,000 | 1,325,000 | 1,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 498,000 | 774,000 | 1,323,000 | 1,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 774,000 | 1,323,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,088,000 | 11,116,000 | 11,541,000 | 11,675,000 |
| Total capital | 11,627,000 | 11,671,000 | 12,117,000 | 12,235,000 |
| Risk-weighted assets | 43,094,000 | 44,521,000 | 48,834,000 | 44,689,000 |