Call reports 2006
MASON BANK — 2006
What MASON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,420,000 | 66,917,000 | 74,020,000 | 74,082,000 |
| Total loans | 40,092,000 | 41,041,000 | 41,892,000 | 42,547,000 |
| Allowance for loan losses | 599,000 | 603,000 | 608,000 | 626,000 |
| Securities available for sale | 19,318,000 | 19,946,000 | 26,067,000 | 20,897,000 |
| Securities held to maturity | 2,071,000 | 2,082,000 | 2,093,000 | 2,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,622,000 | 49,132,000 | 50,486,000 | 55,663,000 |
| Interest-bearing deposits | 36,528,000 | 37,771,000 | 40,034,000 | 41,548,000 |
| Noninterest-bearing deposits | 12,094,000 | 11,361,000 | 10,452,000 | 14,115,000 |
| Equity capital | 9,800,000 | 9,748,000 | 10,547,000 | 10,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,076,000 | 3,198,000 | 4,387,000 |
| Interest expense | 293,000 | 600,000 | 918,000 | 1,289,000 |
| Net interest income | 741,000 | 1,476,000 | 2,280,000 | 3,098,000 |
| Noninterest income | 95,000 | 155,000 | 207,000 | 260,000 |
| Noninterest expense | 399,000 | 775,000 | 1,123,000 | 1,577,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 377,000 | 796,000 | 1,304,000 | 1,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 796,000 | 1,304,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,018,000 | 10,189,000 | 10,573,000 | 10,590,000 |
| Total capital | 10,543,000 | 10,714,000 | 11,128,000 | 11,151,000 |
| Risk-weighted assets | 41,993,000 | 41,961,000 | 44,354,000 | 44,816,000 |