Call reports 2005
MASON BANK — 2005
What MASON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,599,000 | 68,434,000 | 68,033,000 | 69,791,000 |
| Total loans | 40,564,000 | 41,963,000 | 42,907,000 | 42,887,000 |
| Allowance for loan losses | 530,000 | 539,000 | 553,000 | 532,000 |
| Securities available for sale | 19,503,000 | 19,002,000 | 18,298,000 | 19,480,000 |
| Securities held to maturity | 2,028,000 | 2,039,000 | 2,049,000 | 2,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,759,000 | 50,198,000 | 49,398,000 | 49,255,000 |
| Interest-bearing deposits | 39,362,000 | 40,507,000 | 38,293,000 | 36,392,000 |
| Noninterest-bearing deposits | 9,397,000 | 9,691,000 | 11,105,000 | 12,863,000 |
| Equity capital | 8,715,000 | 9,109,000 | 9,563,000 | 9,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,920,000 | 2,985,000 | 4,084,000 |
| Interest expense | 232,000 | 482,000 | 743,000 | 1,037,000 |
| Net interest income | 720,000 | 1,438,000 | 2,242,000 | 3,047,000 |
| Noninterest income | 63,000 | 118,000 | 168,000 | 218,000 |
| Noninterest expense | 369,000 | 728,000 | 1,060,000 | 1,445,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 414,000 | 828,000 | 1,350,000 | 1,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 828,000 | 1,350,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,904,000 | 9,070,000 | 9,468,000 | 9,641,000 |
| Total capital | 9,434,000 | 9,599,000 | 9,998,000 | 10,173,000 |
| Risk-weighted assets | 43,376,000 | 43,915,000 | 42,412,000 | 45,251,000 |