Call reports 2004
MASON BANK — 2004
What MASON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,854,000 | 61,709,000 | 61,490,000 | 67,869,000 |
| Total loans | 35,478,000 | 38,796,000 | 39,385,000 | 39,454,000 |
| Allowance for loan losses | 580,000 | 556,000 | 546,000 | 532,000 |
| Securities available for sale | 14,393,000 | 15,111,000 | 15,197,000 | 17,578,000 |
| Securities held to maturity | 1,987,000 | 1,997,000 | 2,007,000 | 2,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,292,000 | 41,920,000 | 41,918,000 | 50,560,000 |
| Interest-bearing deposits | 33,816,000 | 33,671,000 | 33,444,000 | 40,500,000 |
| Noninterest-bearing deposits | 7,476,000 | 8,248,000 | 8,474,000 | 10,060,000 |
| Equity capital | 8,324,000 | 8,147,000 | 8,659,000 | 8,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,822,000 | 2,713,000 | 3,626,000 |
| Interest expense | 209,000 | 422,000 | 640,000 | 856,000 |
| Net interest income | 668,000 | 1,400,000 | 2,073,000 | 2,770,000 |
| Noninterest income | 66,000 | 126,000 | 176,000 | 228,000 |
| Noninterest expense | 423,000 | 846,000 | 1,133,000 | 1,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 680,000 | 1,116,000 | 1,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 680,000 | 1,116,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,095,000 | 8,238,000 | 8,562,000 | 8,490,000 |
| Total capital | 8,569,000 | 8,750,000 | 9,081,000 | 9,022,000 |
| Risk-weighted assets | 37,838,000 | 40,934,000 | 41,490,000 | 42,762,000 |