Call reports 2003
MASON BANK — 2003
What MASON BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 56,990,000 | 54,976,000 | 55,767,000 | 58,441,000 |
| Total loans | 36,073,000 | 36,415,000 | 35,586,000 | 36,091,000 |
| Allowance for loan losses | 469,000 | 464,000 | 476,000 | 563,000 |
| Securities available for sale | 13,852,000 | 11,992,000 | 11,228,000 | 14,296,000 |
| Securities held to maturity | 2,079,000 | 2,088,000 | 2,098,000 | 1,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,232,000 | 38,721,000 | 39,552,000 | 40,571,000 |
| Interest-bearing deposits | 32,170,000 | 31,716,000 | 31,892,000 | 32,207,000 |
| Noninterest-bearing deposits | 8,062,000 | 7,005,000 | 7,660,000 | 8,364,000 |
| Equity capital | 7,870,000 | 7,795,000 | 7,787,000 | 7,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,730,000 | 2,535,000 | 3,354,000 |
| Interest expense | 228,000 | 449,000 | 657,000 | 857,000 |
| Net interest income | 644,000 | 1,281,000 | 1,878,000 | 2,497,000 |
| Noninterest income | 113,000 | 157,000 | 198,000 | 244,000 |
| Noninterest expense | 354,000 | 803,000 | 1,135,000 | 1,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 403,000 | 635,000 | 941,000 | 1,116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 635,000 | 941,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,709,000 | 7,634,000 | 7,786,000 | 7,783,000 |
| Total capital | 8,174,000 | 8,095,000 | 8,242,000 | 8,256,000 |
| Risk-weighted assets | 37,154,000 | 36,967,000 | 36,491,000 | 37,688,000 |