Call reports 2001
COTTAGE SAVINGS BANK — 2001
What COTTAGE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|
| Total assets | 8,086,000 | 11,708,000 | 16,136,000 |
| Total loans | 894,000 | 5,805,000 | 10,281,000 |
| Allowance for loan losses | 11,000 | 70,000 | 118,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 4,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,801,000 | 6,538,000 | 10,891,000 |
| Interest-bearing deposits | 2,528,000 | 5,688,000 | 10,602,000 |
| Noninterest-bearing deposits | 273,000 | 850,000 | 289,000 |
| Equity capital | 5,282,000 | 5,151,000 | 5,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|
| Interest income | 109,000 | 211,000 | 370,000 |
| Interest expense | 14,000 | 56,000 | 133,000 |
| Net interest income | 95,000 | 155,000 | 237,000 |
| Noninterest income | 30,000 | 130,000 | 326,000 |
| Noninterest expense | 332,000 | 506,000 | 669,000 |
| Provision for loan losses | 11,000 | 70,000 | 118,000 |
| Pretax income | -218,000 | -291,000 | -224,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -218,000 | -291,000 | -224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|
| Tier 1 capital | 5,282,000 | 5,143,000 | 5,199,000 |
| Total capital | 5,293,000 | 5,213,000 | 5,317,000 |
| Risk-weighted assets | 5,507,000 | 5,974,000 | 8,641,000 |