Call reports 2025
FIRST FEDERAL SAVINGS AND LOAN BANK — 2025
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 117,885,000 | 116,474,000 | 113,392,000 | 108,940,000 |
| Total loans | 97,615,000 | 93,289,000 | 93,117,000 | 90,927,000 |
| Allowance for loan losses | 1,011,000 | 1,011,000 | 1,011,000 | 1,011,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,698,000 | 98,295,000 | 94,766,000 | 91,042,000 |
| Interest-bearing deposits | 97,165,000 | 96,899,000 | 92,774,000 | 90,268,000 |
| Noninterest-bearing deposits | 1,533,000 | 1,396,000 | 1,992,000 | 774,000 |
| Equity capital | 13,616,000 | 13,372,000 | 13,385,000 | 13,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,368,000 | 4,655,000 | 6,891,000 | 9,090,000 |
| Interest expense | 1,018,000 | 2,015,000 | 2,983,000 | 3,928,000 |
| Net interest income | 1,350,000 | 2,640,000 | 3,908,000 | 5,162,000 |
| Noninterest income | 149,000 | 150,000 | 168,000 | 170,000 |
| Noninterest expense | 264,000 | 559,000 | 881,000 | 1,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,235,000 | 2,231,000 | 3,195,000 | 4,039,000 |
| Income tax | 35,000 | 75,000 | 114,000 | 153,000 |
| Net income | 1,200,000 | 2,156,000 | 3,081,000 | 3,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,616,000 | 13,372,000 | 13,385,000 | 13,265,000 |