Call reports 2020
FIRST FEDERAL SAVINGS AND LOAN BANK — 2020
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,902,000 | 97,016,000 | 98,846,000 | 97,584,000 |
| Total loans | 77,691,000 | 75,150,000 | 79,132,000 | 80,827,000 |
| Allowance for loan losses | 942,000 | 897,000 | 919,000 | 921,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,675,000 | 79,504,000 | 80,438,000 | 79,245,000 |
| Interest-bearing deposits | 78,319,000 | 78,234,000 | 78,642,000 | 78,373,000 |
| Noninterest-bearing deposits | 1,356,000 | 1,270,000 | 1,796,000 | 872,000 |
| Equity capital | 11,467,000 | 12,049,000 | 12,736,000 | 13,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,872,000 | 4,313,000 | 5,774,000 |
| Interest expense | 499,000 | 981,000 | 1,450,000 | 1,911,000 |
| Net interest income | 926,000 | 1,891,000 | 2,863,000 | 3,863,000 |
| Noninterest income | 2,000 | 4,000 | 7,000 | 15,000 |
| Noninterest expense | 324,000 | 678,000 | 934,000 | 1,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 604,000 | 1,217,000 | 1,936,000 | 2,688,000 |
| Income tax | 31,000 | 63,000 | 95,000 | 127,000 |
| Net income | 573,000 | 1,154,000 | 1,841,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,467,000 | 12,049,000 | 12,736,000 | 13,455,000 |
| Total capital | 12,106,000 | — | 13,386,000 | — |
| Risk-weighted assets | 50,861,000 | — | 51,795,000 | — |