Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN BANK — 2019
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,750,000 | 94,325,000 | 97,016,000 | 96,953,000 |
| Total loans | 81,377,000 | 81,010,000 | 80,700,000 | 79,249,000 |
| Allowance for loan losses | 850,000 | 853,000 | 856,000 | 939,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,725,000 | 76,521,000 | 79,252,000 | 79,932,000 |
| Interest-bearing deposits | 75,571,000 | 75,403,000 | 77,614,000 | 79,079,000 |
| Noninterest-bearing deposits | 1,154,000 | 1,118,000 | 1,638,000 | 853,000 |
| Equity capital | 11,076,000 | 11,434,000 | 11,599,000 | 11,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,970,000 | 4,463,000 | 5,918,000 |
| Interest expense | 443,000 | 901,000 | 1,370,000 | 1,858,000 |
| Net interest income | 1,051,000 | 2,069,000 | 3,093,000 | 4,060,000 |
| Noninterest income | 2,000 | 10,000 | 13,000 | 114,000 |
| Noninterest expense | 319,000 | 608,000 | 766,000 | 1,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 734,000 | 1,471,000 | 2,340,000 | 2,932,000 |
| Income tax | 33,000 | 62,000 | 91,000 | 142,000 |
| Net income | 701,000 | 1,409,000 | 2,249,000 | 2,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,076,000 | 11,434,000 | 11,599,000 | 11,300,000 |
| Total capital | 11,732,000 | 12,097,000 | 12,263,000 | 11,964,000 |
| Risk-weighted assets | 52,301,000 | 52,924,000 | 53,005,000 | 52,874,000 |