Call reports 2016
FIRST FEDERAL SAVINGS AND LOAN BANK — 2016
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,275,000 | 83,982,000 | 79,832,000 | 81,696,000 |
| Total loans | 71,101,000 | 73,419,000 | 72,625,000 | 72,504,000 |
| Allowance for loan losses | 837,000 | 843,000 | 814,000 | 815,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,172,000 | 69,426,000 | 65,174,000 | 67,885,000 |
| Interest-bearing deposits | 65,484,000 | 68,716,000 | 64,052,000 | 67,537,000 |
| Noninterest-bearing deposits | 688,000 | 710,000 | 1,122,000 | 348,000 |
| Equity capital | 8,883,000 | 8,846,000 | 8,907,000 | 8,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,567,000 | 3,854,000 | 5,138,000 |
| Interest expense | 317,000 | 635,000 | 948,000 | 1,222,000 |
| Net interest income | 980,000 | 1,932,000 | 2,906,000 | 3,916,000 |
| Noninterest income | 15,000 | 27,000 | 82,000 | 94,000 |
| Noninterest expense | 334,000 | 672,000 | 1,020,000 | 1,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 661,000 | 1,287,000 | 1,968,000 | 2,631,000 |
| Income tax | 12,000 | 25,000 | 32,000 | 62,000 |
| Net income | 649,000 | 1,262,000 | 1,936,000 | 2,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,883,000 | 8,846,000 | 8,907,000 | 8,866,000 |
| Total capital | 9,460,000 | 9,446,000 | 9,493,000 | 9,451,000 |
| Risk-weighted assets | 45,908,000 | 47,776,000 | 46,640,000 | 46,608,000 |