Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN BANK — 2015
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,425,000 | 77,742,000 | 77,739,000 | 77,162,000 |
| Total loans | 60,114,000 | 62,271,000 | 66,262,000 | 70,899,000 |
| Allowance for loan losses | 787,000 | 793,000 | 798,000 | 832,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,227,000 | 63,026,000 | 63,171,000 | 61,922,000 |
| Interest-bearing deposits | 56,428,000 | 62,197,000 | 61,993,000 | 61,370,000 |
| Noninterest-bearing deposits | 799,000 | 829,000 | 1,178,000 | 552,000 |
| Equity capital | 8,709,000 | 8,680,000 | 8,680,000 | 8,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,260,000 | 3,418,000 | 4,643,000 |
| Interest expense | 302,000 | 635,000 | 970,000 | 1,286,000 |
| Net interest income | 829,000 | 1,625,000 | 2,448,000 | 3,357,000 |
| Noninterest income | 57,000 | 87,000 | 99,000 | 113,000 |
| Noninterest expense | 354,000 | 677,000 | 1,011,000 | 1,335,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 532,000 | 1,035,000 | 1,536,000 | 2,107,000 |
| Income tax | 15,000 | 30,000 | 44,000 | 106,000 |
| Net income | 517,000 | 1,005,000 | 1,492,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,709,000 | 8,681,000 | 8,680,000 | 8,700,000 |
| Total capital | 9,231,000 | 9,188,000 | 9,224,000 | 9,283,000 |
| Risk-weighted assets | 41,500,000 | 40,275,000 | 43,233,000 | 46,383,000 |